A CLEARER LOOK AT YOUR OPTIONS
A little clarity goes a long way. Explore funding options from $350 to $5,000 and understand the terms before you decide.
START WITH THE BASICS
Level Lending is a referral service, not a lender.
Not all applicants qualify.
REPRESENTATIVE SCENARIOS
See how an amount, term and APR can shape monthly payments.
| Amount | Term | Example APR | Est. monthly | Total repayment |
|---|---|---|---|---|
| $1,000.00 | 6 months | 12.50% | $172.80 | $1,036.77 |
| $2,000.00 | 12 months | 18.99% | $184.30 | $2,211.64 |
| $3,000.00 | 18 months | 24.50% | $200.84 | $3,615.12 |
| $4,500.00 | 24 months | 29.99% | $251.58 | $6,038.03 |
| $5,000.00 | 36 months | 34.99% | $226.15 | $8,141.47 |
Examples assume a fixed interest rate equal to the displayed APR, monthly payments and no additional fees. Totals use unrounded calculations; the final payment may differ due to rounding. Actual rates and terms vary by lender and state.
A CLOSER LOOK AT THE NUMBERS
A worked example to help you understand the cost of borrowing.
ILLUSTRATIVE CALCULATION
A longer term can reduce the monthly payment while increasing total interest. Compare both before deciding.
ESTIMATED MONTHLY PAYMENT
$184.30 / month
12 scheduled monthly payments
Static illustration only. This example assumes no additional fees and is not a quote or an offer. Your lender provides the actual payment schedule.
SIMPLE PROCESS
Know what to expect from your first inquiry to your final decision.
Choose a requested amount from $350 to $5,000 and enter your five-digit ZIP code.
Continue to a separate request form. A lending partner may review additional information and your credit.
If an option is available, compare the APR, fees, payment schedule and total repayment amount.
Accept only if the terms fit your needs. Approval, verification and funding are handled by the lender.
Start with an amount and your ZIP code.
PREREQUISITES & NEXT STEPS
General guidelines to help you prepare for a lender’s review.
Each lender sets its own criteria. Not all applicants qualify. Requirements may include:
Submitting a request does not establish eligibility or commit you to accepting an offer.
GOT QUESTIONS?
Understand installment credit, repayment costs and how this referral service works.
An installment loan is a fixed sum borrowed and repaid over time in scheduled payments. Each payment generally includes principal and interest. The lender’s agreement explains the payment amount, fees and repayment schedule.
Credit-check practices vary by lender and stage of the request. A lending partner may perform a credit inquiry that affects your score. Review the lender’s disclosures before proceeding.
Level Lending does not set rates or promise an APR range. Actual APRs, fees and terms vary by lender, state and applicant. The examples above are hypothetical calculations, not available offers.
Timing depends on the lender’s review, any required verification and bank processing. A request or a match does not ensure approval or funding by a particular time.
Early repayment terms and any related fees depend on the lender. Check the agreement for prepayment provisions before accepting an offer.
Review the lender’s disclosures for origination fees, late fees, other charges and total repayment cost. Level Lending does not determine a lender’s fees.
Availability varies by state and lender, and this service is not available in all states. Enter your ZIP code to begin a request; doing so does not establish eligibility.
IMPORTANT INFORMATION
Understand the role of this service and the choices available to you.
We connect inquiries. Lenders make credit decisions.
Rates, fees and payment schedules vary.
Review total costs before accepting.
Options are not available in every state.